started the day out great. gonna go to the library and pick up the cd's and books i ordered. treat myself to $5 at the dollar store(hair ornaments for me and granddaughters). i spent nothing except regular bills this week and took lunch everyday from leftovers in fridge. my gentleman did take me to the movies, i brought coupon to save him a few dollars on the admission price- we ate sandwiches out of our pockets he is learning took the train and bus everyday-pass is free from work. will come home to check sale for grocery shopping list on monday.
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today is my mama's 82nd birthday and i will need to go see her and take her the gift that is waiting to be wrapped on my dresser. a frugal gift (got at 50% off) chosen just for her. also take her the christmas gift (no i did not make it over to her place). i am procrastinating starting my bill paying for the month. cannot actually get any monies to creditors til monday?? will take the time to dress and start the day (have completed my bible study). going to see a movie with beau and son's family (hope i can use the $3 off coupons)$7 or $10 - eat before i leave-stick some butter mints in my pocket. this afternoon then go visit other son this evening ($5 towards gas $10 food). have to make grocery list and see if son will take me tomorrow. going to be a busy day. will be spending money as frugally as i can.
gonna go visit then guess i will shop for a few groceries. do not really want to take any from l as dw still here and doing absolutely nothing. have little lady for the day, she spent the evening and should be picked up this afternoon. started playing on avalon- seems interesting
forgot this even existed, starting again. lenny in tbird so just got home from visit
have to finish packing up summer clothes and trying to make some headway in the closet
september 3- $0 spent the first- $3 the second
bringing lunch today
trying again for $0-but when the boys come home from school i know they will bring lists for needs. i did not buy early this year. will probably be hitting big lots.
off to work
yes its me again and i am starting over again. spent very little this weekend, bought KK a high chAIR IN VERY GOOD shape for $5 at goodwill and 20 on L's medicine. back to to the logging each day of expenses-makes me think a little more. now hoppy needs to go to the vet--that is gonna kill me--but she my baby. off to work to make a dollar
been pouring down most of the day. went and got a large can of cocoa mix for my desk at lunch as i like it when it rains. stood in the isle forever being sure it was a better deal than the individual packets. had some great noodles from viet wah for lunch $1.25 -my spluge for the week did not fix my lunch this am as was paying bills on the pc and took too long.
gas is up again $3.15 a gal
gonna go read some "frugality" articles
new years day and going to see if i can start again---every day is a new start right??
got me a notebook to put down daily expenses so i can put together a real budget.
alright, time to do this again, divorce is over!!!
debt is ridiculous
but i am going to make it.
going to take a nap, just ate a huge salad then put together a BUDGET for the future which is lookin so much better
i have appt with new lawyer today. $1200 retainier after i blew $3000 with the other---not very frugal am i?
well i was not happy with the guy who replaced the woman i originally chose--not very professional. so far in debt now this will barely show up:}
been doing well on the "compact" though. spent nothing on items except necesseties and of course helped L out as usual. her d got a job that starts next week so they should be better now.
this is a vacation week, need to get master bath painted and clear out some clutter in my room.
no money outlaty except brushes and primer i hope. today will re cauk the tub-remove cupboard doors and clean out shelves. taking baby steps to be sure no cash spent.
have $10.86 in bank- $$150 for food and gas'd up car saturday, should be alright til next payday. now to find more income to slow down the credit card use
Christmas is coming too soon, yet at a much less harried pace than previous years. the bank account is empty and have no want to get any deeper in credit card debt. so far have kept to my word about "no debt/buy" Christmas celebrations (i usually pay til the following july). took the little boys to ride the Carosel at the Seattle Center, walked all around and looked the the Train and Christmas village, watched several dance numbers on stage free and bought fudge and saltwater taffy. great afternoon for the four of us--$12
christmas gifts for about 20 people
------so far $23--- $11 gloves (10 pair)
$6 yarn $6 crayons
mama 0 done
sis 0 done
dd1 2 done
dd2 2 done
gd1 1 done
gd2 1 done
gs1 1 partly
gs2 1 partly
gs3 4 done
gs4 4 done
dnl1 2 done
dnl2 1 partly
have not been in this journal in months, and my money is royally screwed. i am back in debt, not enough coming in, not even sure if i will be able to make the minimum bills in 12/06---but will keep on. will come home from work tonite and get the 'first' bills together to be mailed (the ones i cannot pay online) and get the car insurance paid. refuse to get deeper in debt for christmas. have mama, sister, granddaughters and the secret santa person from work covered (no outgo) now to get my kids figured out and try to stay on the no outgo. have explained it to the big kids and requested no things, but experiences this year.
time to hit the ice and get to work
bills are paid
broke, but thats alright
been so long since i put anything down here! i am in terrible shape, so gong to try and get back on track, am in DEBT BIGTIME!!!
NOT SURE WHAT I AM GOING TO DO
stop spending frivously
put the credit cards up (almost maxed anyway
back to the budget
wish me luck
nah i need more than luck, need self control
alright, spent $5 on gas, $5 to charles and $1 to lunch
made $30 for washing to towels
cannot eat anymore til after my ct scan at 1 so that will keep me away from snack area. got to balance the checkbook tonite and make sure lia has enough for her sf trip. went and got three books from library last nite.
going to take the one on simple living in purse as i am sure i will be waiting at hospital some times. will get some tea for breaks at work and walk at lunches again. trim the budget and my waist maybe. time for work
i cannot believe i have completely screwed up my budget and got into debt this quick! well i have gotten out before, this will just be a little more challenging. going to get going and read the get out of debt tips, redo the budget and get back up there again. just as long as i do not get more behind i should be out of this temporary pit in ummmmmmmmmmm six months??? i know i can do it - and i think keeping the journal is going to help.
maybe will not entertain you much, but guess what? this is for me and at least for the next six months, my entertainment will be coming from the library
so that is where i am off to right now
i am back from vacation with my daughter and 6 of my grandkids. was great, we spent too much money, specially on food, but i feel great about it. husband and three boys painted the inside of our little house while i was gone with the little ones. not the colors i wanted, and since it was their first time a few flaws---but i love the ugly fake paneling is gone!. live in a older manufactured home that needs a lot of love and work. we are doing it a little at a time and learning by our mistakes. the paint was free, got it from a recycling program and the labor was given by my husband and older boys. only paid for the pans, rollers and brushes. will take me awhile to get the house put back together--
now i know why i was so down yesterday. i am sick. will not be spending any money today unless i buy some theraflu
back to bed
have already messed up the budget and week just started. rd had to go to the emergency room yesterday and the script cost $102. he has no insurance being self employed anyway makes little money. have vacation coming up next week and not even sure if will have gas money to get to the resort, let alone anything to spend. hopefully will have the few dollars from towels and dog duty. that will be $70, should get me there and back. and about $100 for food- will have to do. the girls are supposed to provide own food for family, we will see.
m made me a p&b sandwich and i have a can of soup so lunch for day and bringing an orange for lunch. do not have to worry about the snack bar, have nothing to spend.
going to be a good day
yesterday $6.50 $5 gas $1.50 lunch
so far today only $5 gas, lunch was free as i went to a work related conference and they fed us